21.   And Aclara Biosciences of Mountain View, Calif., uses plastic cards instead of glass chips or silicon chips, to keep its devices cheap and disposable.

22.   And recently the unit gave up a fruitless, years-long effort to develop debit cards using chip cards.

23.   And they hope to charge consumers a monthly or annual fee to use the card.

24.   And using the cards online may get easier.

25.   And with few people using the cards, two-thirds of the merchants dropped out.

26.   As a measure of protection, most banks impose a limit on the amount of cash that can be withdrawn using a card on a given day.

27.   As ATMs become ubiquitous in American banking, more retailers are letting customers use ATM cards to pay for goods and services.

28.   As people use electronic cards more and more some people even send them on to offer condolences.

29.   Asian stores frequently use cards to pay for their purchases from designers.

30.   At the same time, they fear that customers will move to the big banks if they can no longer use their ATM cards widely.