21.   It also calls for strengthening banking measures to detect suspicious transactions.

22.   It would require hawala brokers in this country to register with the Treasury Department and report suspicious transactions to the government.

23.   Signs at banks that have failed include a hostile attitude toward or lack of cooperation with examiners, large proportions of risky loans and suspicious transactions by bank insiders.

24.   The law will require banks and investment companies to keep photographs of their clients and to inform authorities of suspicious transactions.

25.   The International Convention for the Suppression of the Financing of Terrorism, which Bush submitted to Congress in October, requires banks to take steps to identify suspicious transactions.

26.   The treaty commits governments to prosecute or extradite people accused of funding terrorist activities, and requires banks to take steps to identify suspicious transactions.

27.   There are cases where the auditors could not validate some suspicious transactions worth millions of ringgit.

28.   They also call for monitoring of suspicious transactions, and suggest training for bank employees in positions to notice unusual transactions.

29.   They also list potentially suspicious transactions that could warrant a closer look.

30.   Treasury chief Gordon Brown said the government proposes giving authorities power to freeze funds when suspicious transactions are under investigation.