21.   In late February, the Nasdaq Stock Market warned Chell that it failed to meet Nasdaq standards for net tangible assets and shareholder equity and faced possible delisting.

22.   It said in some cases, the shareholder equity had become negative.

23.   It said when taking into account the high interest they paid on deposits and the tougher loan-loss reserve requirements, expenses had eaten into shareholder equity.

24.   Nevertheless, massive capital increases will inevitably dilute shareholder equity.

25.   SCIB is one of the four medium-sized banks that were nationalised by means of sharp reductions of shareholder equity and the converting of FIDF loans into equity.

26.   Banks with low adequacy, the ratio between shareholders equities and assets, could face obstacles in getting loans from industrial nations.

27.   Most of their banks have now exceeded the BIS level of adquacy, the ratio between shareholders equity and assets.

28.   Nikko Research Centre senior analyst Kenichi Yoshida said that while the loss was big it had to be seen in the context of shareholder equity and unrealised profits.

29.   The measures include instructions for all commercial banks to raise their capital adequacy, the ratio between shareholders equity and assets.