21.   The scheme allows banks to lower intermediation costs by allowing them to earn more from market-yielding government securities.

22.   The scheme would allow inspectors to spot boats which have used up their quotas if they returned to fishing grounds.

23.   The scheme will allow Chinese investors to invest foreign currency savings in Hong Kong shares.

24.   The scheme allows cash-strapped economies limited loan waivers, which in turn are ploughed back into poverty alleviation programmes.

25.   The scheme allows for the AMB to be closed down at the end of two years.

26.   The scheme also allows poor people to borrow money to set up small business ventures.

27.   Micro-finance schemes allow poor people without access to commercial loans to borrow small amounts of money to start or develop a business.

28.   The AICO scheme allows ASEAN member nations zero to five percent tariffs on confectionery.

29.   The GSP scheme allows Malaysia duty-free exports to the United States in certain products, including some electronic goods and microchips.