21.   Cutting federal income tax rates will certainly reduce tax payments, especially for those at the upper end of the income distribution.

22.   Dealers could sharply reduce monthly payments without lowering car prices by leasing, or renting, cars to consumers.

23.   Efforts to reduce interest payments on its debt should also help, he said.

24.   European Union officials counter, however, that the latest U.S. increase in subsidies is hampering their own effort to reduce such payments.

25.   Farmland values could be in jeopardy, especially on wheat and rice acres, if Congress chooses to reduce fixed payments that were guaranteed in the farm law.

26.   Finance Minister Philippe Maystadt said the changes were designed to reduce interest rate payments on the national debt.

27.   For one thing, the Balanced Budget Act adopted last year has reduced Medicare payments to hospitals.

28.   Fraud reduces disaster payments to the many farmers who actually suffered losses because a finite amount of aid is available each year.

29.   For someone in a real bind, lenders may agree to a proposal to delay or to reduce payments quickly.

30.   Health plans warn that such a move may inadvertently reduce payments in urban counties, forcing an all-out exit by HMOs from Arizona.