21.   Analysts said the medical-loss ratio will be key to any earnings improvement.

22.   And its debt-to-equity ratio will be more than four-times higher than Robert Mondavi, its most comparable publicly traded rival.

23.   And its leverage ratios are about the same as smaller competitors such as Stewart Enterprises Inc. and Loewen Group Inc.

24.   And the ratio may be given names like pi or zed or Milwaukee, for that matter.

25.   Assist-turnover ratio is down.

26.   At the moment the ratio is more out of whack than it has been in the entire history of the fund.

27.   At Longmeadow Farms in Scituate, Mass., riding instructor Kate Smith says the ratio is the same.

28.   At The St. Louis Post-Dispatch, which has generally supported the president and his policies, the ratio was different and the paper declined to call for resignation.

29.   Attorney General Janet Reno has declined to specify what she thinks the ratio should be.

30.   Because the white-to-yolk ratio is different in his eggs, an extra egg white might need to be added to some recipes.