21.   If rates stay high or rise further -- and some analyst say they might -- banks may be forced to raise the rates they charge customers.

22.   If the inflation rate stays low, the Fed may have less reason to raise rates and may even cut them next year, say some investors.

23.   If borrowing rates stay low, companies are likely to refinance a lot of those callable bonds.

24.   In the process, the U.S. inflation rate stays down.

25.   Its suggestion echoes the remarks from central bankers that rates will stay put for now.

26.   Most predicted rates would stay low for the next few months, benefitting home buyers and home owners who want to refinance.

27.   Rates are staying low.

28.   Rental rates are holding up, and vacancy rates are staying down in the state, he noted.

29.   Rates will stay higher until the autumn, Ross says.

30.   So if the accident rate stays the same, then there will be more accidents.