21.   As they slashed prices to lure shoppers, department stores and chain stores saw profits fall during December.

22.   At the same time that profits were falling, the company continued to expand its business more rapidly than it was increasing the capital available to absorb unexpected losses.

23.   Balance sheets will show increased costs, intensified competition will hurt prices and profits will fall.

24.   Balancing this is the general insurance business, where competition has kept premiums low and profits have fallen.

25.   Banking shares, including American depositary receipts of Banco BHIF SA, fell after banking regulators said Chilean bank profits fell during the first two months of the year.

26.   Bay Networks Inc. said its fiscal third-quarter profit fell, although it beat expectations by cutting expenses in its worldwide operations.

27.   Barclays Plc, National Westminster Bank Plc and HSBC Holdings Plc have U.S. units which could see their lending profits fall as borrowing costs rise.

28.   Both companies have seen their profits fall and, like many other companies in the industry, have laid off thousands of employees.

29.   Both Hewlett-Packard and Compaq have recently seen revenues slide and profits fall amid an industry slowdown.

30.   -- While team values grow rapidly, profits fall.