21.   The Stanford University Medical Center told six major California HMOs this month that it would no longer accept flat payments, called capitation, for each health plan member.

22.   Thus, the young would be overcharged based on their average needs as a way of subsidizing older plan members who need relatively more care.

23.   Under it, health plan members go only to Kaiser facilities and see doctors who are part of the Kaiser Permanente medical group.

24.   Individual plan members cannot sue under those laws, the appeals noted.

25.   We recruit physicians to serve plan members.