21.   In the rush to distance themselves from the faltering physician management group, some HMOs moved faster than others.

22.   Kaiser officials contend that the business plan did not refer to individual doctors, but to physician groups that achieved those benchmarks.

23.   Many other physician groups do not levy such direct penalties for inefficient practice.

24.   Other physicians groups, however, praised the program.

25.   Palestinians strongly deny those charges and the physicians group said it could not confirm them.

26.   Physician practice management groups, or PPMs, really are the wave of the future, stock analysts say.

27.   Physician groups in most states oppose the practice.

28.   Physicians groups have weighed in, urging that the FDA not interefere with the practice of medicine by trying to control or limit how to prescribe it.

29.   Physician trade groups such as the American College of Cardiology have been holding crash courses for members on how to navigate the new payment structures.

30.   Rising demand for prescription drugs and the movement away from rewarding physician groups for keeping costs down are helping fuel the cost increases, according to the study.