21.   A civil service amendment would permit reductions in government payrolls, while social security changes would rescue the pension system from unaffordable middle-class entitlements.

22.   A consulting firm was hired to study the entire state pension system.

23.   A labor ministry study group on women and pensions is discussing reforming the current pension system over three years to make it more amenable to dual-income families.

24.   Acting on the premise that good health makes productive workers and healthier retirees who cost the pension system less, public insurers have always been generous.

25.   But even if the pension system were to lose its tax exemption, its competitors would hardly be dancing in the street.

26.   But many German leaders know that their pension system cannot keep up with an aging population and swelling numbers of retired workers.

27.   But many individuals, mainly the self-employed, are not making their contributions to the national pension system because they no longer trust it.

28.   But Saladino said the county supervisors are interested reforming the pension system.

29.   But she knows the pension system is badly in need of repair.

30.   But the jury is still out on how the Chilean pension system would fare in hard times.