21.   The typical executive has a company car, private medical insurance and a company pension scheme.

22.   Their importance is expected to increase as higher percentages of those approaching retirement age are members of occupational pension schemes.

23.   This ruling mirrored the previous one but applied to occupational pension schemes as opposed to the then state retirement ages.

24.   Thus, one could consider such factors as hours, sick pay, pension schemes and holiday entitlements.

25.   What methods does he propose for consultation about transitional arrangements and pension schemes?

26.   You can join the pension scheme after two years of continuous employment with the company.

27.   The government is encouraging people to contract out of the state pension scheme and into personal pension plans instead.

28.   ...a private pension scheme.

29.   Wage ceilings needed to be introduced and the heavily indebted state pension scheme overhauled.