21.   A pension may be half that.

22.   A work-connected disability retirement pension can be higher than regular pension, with half of it tax-free.

23.   A. For an old-economy firm, pensions are very important.

24.   Against that, Continental pensions are a ticking political time bomb.

25.   But pensions were not uppermost in their minds.

26.   But though many people think their pensions are secure thanks to the law, not all pensions fall under its jurisdiction, as Russo discovered.

27.   Called the Deferred Retirement Option Program, cops could work up to five years while their pension is put aside in an interest-bearing account.

28.   Congressional pensions have long been a subject of controversy.

29.   Congressional watchdogs have long complained that congressional pensions are excessively generous.

30.   Earning less not only affects our families today, it means our pensions will be smaller tomorrow.