21.   Besides saving money for borrowers, a pickup in refinancing could boost the overall economy as homeowners wind up with extra cash to spend.

22.   Besides the horrific blow to personal wealth, there is the added threat to the health of the overall economy.

23.   A pick-up in refinancing may also give a boost to the overall economy, as individual homeowners wind up with extra cash to spend each month, analysts said.

24.   A slowdown in housing would ripple through the overall economy, as sales of furniture, appliances and other housing-related items also would decline.

25.   A striking feature of the last several decades is that the share of manufacturing in the overall economy has remained rock steady.

26.   Ad spending is carefully monitored because it is considered a reliable way to assess the condition of the overall economy, particularly the propensity of consumers to spend.

27.   After slower than previously reported sales earlier in the year, all signs point continued gains for housing and the overall economy, analysts said.

28.   All signs point continued gains for housing and the overall economy, analysts said.

29.   All signs point to continued gains for housing and the overall economy, analysts said.

30.   But analysts say that state assets were effectively stolen during that process, and that privatization brought few benefits to the overall economy.