21.   Futures and options funds are emerging, offering at last the chance to lose all of your investment or maybe to make a lot.

22.   As for meals being offered at no extra cost, this is a waste of money.

23.   In other words British Gas may end up paying more than it would if more help was offered at tender stage.

24.   If horses are offered at very short odds, odds-on, then the statistics demonstrate that overall you could do quite well by betting on them.

25.   Almost all of its books were offered at some discount.

26.   Almost all said they regularly attend seminars offered at industry trade shows and conventions to learn about new techniques and equipment.

27.   Although they are not licensed, classes are offered at a few area clinics and hospitals, including University of Kansas Medical Center.

28.   Also, try to find activities you enjoy, such as tennis, racquetball, softball or basketball, that are offered at your local recreation center.

29.   Among its activities are free financial planning seminars offered periodically at its offices in New York, New Jersey and Connecticut, as well as a teleconferencing service.

30.   American education has to a large extent abandoned foreign language requirements for admission to college, which had led to their often no longer being offered at lower levels.