21.   Wall Street firms are gobbling up mortgage passthroughs so they can bundle them and cut the bundles into collateralized mortgage obligations.

22.   But he did offer some concessions, including an increased tax rebate and help for homeowners who have trouble meeting their mortgage obligations because of the pay cuts.

23.   It also creates downstream securities such as interest only, principal only and collateralised mortgage obligations with unique features of interest rate sensitivity.

24.   It includes specialized sections on Treasuries, savings bonds, municipals, corporates, zero-coupon bonds and collateralized mortgage obligations.