21.   The merged bank will use the Wells Fargo name.

22.   The newly merged bank will take the Wells Fargo name, and be based in San Francisco.

23.   The merged bank would be the ninth largest in the country.

24.   The strategy is particularly popular among merged banks who want to give shareholders excess capital generated by their operations.

25.   These studies suggest that eliminating redundant operations in merged banks often proves much harder in practice than in theory.

26.   This, she noted, is why recently merged banks are often proving to be particularly friendly toward the nonconventional borrower.

27.   What advantages exist to sticking with the merged banks?

28.   When Alvord said he needed Overstrom to play a more substantial role in the merged bank, he got it.

29.   He said Bank Tabungan Pensiunan Nasional, another bank under the Bakrie group, would operate as a subsidiary of the merged bank.

30.   He said to regain public confidence in domestic private banks there had to be a solid and professional management team installed at the new merged banks.