21.   He is now the head of audit of a Malaysian bank.

22.   He kept some of the money in Malaysian banks which practised Islamic banking.

23.   It is generally believed that Malaysian banks are better managed towithstand the downward slide in the ringgit and the Malaysian stockmarket.

24.   Lim recognized the names of Malaysian bank chief executives, major contractors and politicians and also photographs of him with members of the royal family.

25.   MALAYSIAN banks and stockbroking firms should take a long, hard look at Seoul and engage in some serious soul searching.

26.   Malaysian banks are already grappling with rising non-performing loans amid a slowing economy, increased competition and merger problems following an industrywide consolidation last year.

27.   Malaysian banks mustbe fully aware of these risks and build their management philosophy on theneed to manage risks.

28.   Many Malaysian banks, burdened by non-performing loans, have become tight-fisted.

29.   Malaysia is recovering from its economic crisis, Lien said, and he urged Taiwanese business people to invest there or acquire Malaysian banks and private companies.

30.   Like the hidebound Malaysian banks, foreign-owned banks, too, were ill-equipped for the rapid economic growth in newly-independent Malaysia.