21.   Earlier in the day an analyst from Lehman Brothers lowered her rating on the stock.

22.   Earlier this week, Fitch lowered its rating on Dynegy to junk.

23.   Educators who tamper with test results can lose their accreditation, and schools where cheating is proven could have their state ratings lowered.

24.   Four analysts lowered their ratings on the stock.

25.   Friday, analysts at Dean Witter Reynolds, Merrill Lynch and Montgomery Securities all lowered their ratings on the stock.

26.   He cut his rating on the two companies after lowering his rating for the entire Japanese semiconductor industry earlier in the week.

27.   He lowered his ratings on Cisco and Nortel and warned that many smaller companies could fail to meet earnings expectations.

28.   Hilly terrain would enhance it, while striking an area with strict building codes and zoning laws would lower the rating, he said.

29.   If the debt rating is lowered, TCI will have to spend more to borrow.

30.   If those changes fall through, their states could face higher taxes, and in extreme cases, lowered bond ratings.