21. In fact, companies often lose money originating loans and selling them and only make a profit by servicing large loan portfolios. 22. In general, fresh loans are the most dependable part of the loan portfolio for Mercury because auto buyers are least likely to default on their earliest payments. 23. Interest-sensitive companies with big loan portfolios dropped. 24. It also reminds banks they must test the ability of their various loan portfolios to withstand economic stresses, such as a rapid rise in interest rates. 25. It keeps ARMs in its loan portfolio, and it originates fixed-rate loans and sells them to investors on the secondary market. 26. It specialized in consumer banking and won the respect of securities analysts with its relatively conservative loan portfolio. 27. J.P. Morgan also had positive news to report on its loan portfolio. 28. Loan portfolios are still expanding at a healthy clip and problem loans are accelerating slower than in the fourth quarter, analysts said. 29. Lower rates can also boost loan portfolios at banks. 30. Mahoney said Grove also has a solid track record and a good commercial loan portfolio that appealed to Citizens. |