21.   Bush would establish private investment accounts through which workers could seek higher returns on their contributions to the retirement system.

22.   Bush would allow workers to put a portion of their Social Security payroll taxes into individual investment accounts that could include stock market participation.

23.   Bush wrapped the mantle of Roosevelt around his own plan to divert some of the Social Security payroll tax to private investment accounts for younger workers.

24.   Bush has not specified what portion of Social Security taxes would be diverted into the personal investment accounts that would be created under his program.

25.   Bush has proposed allowing younger workers to divert some of their payroll tax into personal investment accounts.

26.   But Clinton is at least considering ways to allow individuals to divert a portion of their payroll taxes to personal retirement investment accounts.

27.   But he said that he did not intend to provide more particulars of his call to divert some of the Social Security payroll tax to individual investment accounts.

28.   But individual investment accounts would also be subject to pressure from money managers eager to steer them into more speculative investments.

29.   But it served mostly to highlight the gulf between supporters and opponents of the private investment accounts.

30.   But the debate inspired by his involvement helped educate voters about some of the options, including individual investment accounts.