21.   Those with loans from banks may borrow more in order to pay the higher interest charges.

22.   And companies that provide credit have been able to discriminate better between different credit risks, tailoring interest charges accordingly.

23.   Analysts said the elimination of the commitment could reduce interest charges in the future at a time when Stakis is trying to expand both its hotel and casino portfolios.

24.   And the longer college students wait, the more they end up owing in interest charges.

25.   Another key factor in bank earnings is the net interest margin, or the gap between the interest banks charge and the interest they pay for funds.

26.   As a result, banks imposed interest charges on customers who placed large deposits in Hong Kong dollars.

27.   Because of fluctuating exchange rates, as well as service fees and interest charges, there are advantages and risks to both paper and plastic.

28.   Blum and Feinstein now find themselves smack in the middle of conflict-of-interest charges -- with only two weeks until the election.

29.   A conventional credit card allows the customer to roll over balances from month to month, incurring interest charges in the process.

30.   A partial waiver on interest charges is also unde consideration, he said.