21.   Financial institutions now need to be able to deal with attacks launched electronically from anywhere in the world.

22.   French President Jacques Chirac said global institutions needed to listen to the voices of the protesters.

23.   However, I was surprised, despite my many years working in the Treasury, that our financial institutions needed so much more strengthening.

24.   Identifying the strategies financial institutions need to employ inentering the virtual world is by no means easy.

25.   To get there, he said, domestic financial institutions need to continue debt restructuring and Thai exports need to increase.

26.   For this, financial institutions need to be strengthened and new savings instruments must be created.

27.   However, the new-style joint institutions still need political decisions on the ground to get them up and running.

28.   As a result of such ineffectiveness, Stiglitz said that such institutions needed to be reformed.

29.   But he said the international financial institutions needed to act more quickly to deal with the changing economic situation in the former Soviet Bloc.

30.   Manufacturers must also improve their productivity, and financial institutions need to increase their competitiveness, he says.