21.   Household debt has risen to record levels, just as it did before nearly every previous recession.

22.   Household debt levels are high and many people hold two jobs to make ends meet.

23.   Household finances have been weakened by sluggish income growth, layoffs at big companies and a steady rise in household debt.

24.   Household debt has been on the rise for more than two years.

25.   Household debt levels are high, and many people hold two jobs to make ends meet.

26.   Household debt, including mortgages, has risen to a record level in relation to the income available to pay it down.

27.   However, the strength in sales, reflecting auto dealer incentives and milder weather, may be short-lived because of high levels of household debt, analysts said.

28.   In addition, high levels of household debt remain a point of concern for many families.

29.   Lindsey also said that while household debt is nearing record levels, overall household finances are sound.

30.   Many buyers are hesitant to commit to a big purchase such as a house because of concerns about job security and high levels of household debt.