21.   Norwest does not have any bank branches in California, but it does have mortgage lending offices that are expected to remain open.

22.   One congregation now has a mortgage more than six times what it owed before the church burned.

23.   The co-op has no mortgage, and its carrying charges are low.

24.   The Harlem buildings were current in taxes and had no mortgage.

25.   The Indians also cannot get home-improvement loans because the land is held in common and they have no mortgages.

26.   The rest have mortgages from state-owned credit institutions, such as Fondo para la Vivienda, or FOVI, a trust fund managed by the central bank.

27.   They may have mortgages, kids in school.

28.   They said they already had two mortgages on their home, including a low-interest home improvement loan from the Minnesota Housing Financing Agency.

29.   We have no mortgages and own our home.

30.   With no certain end in sight to rising interest rates, homeowners who have adjustable mortgages are bracing for bigger payments.