21.   She needs to get disability insurance, which would provide income if she is unable to work.

22.   Should you get damage insurance?

23.   Shop owners in the area cannot get flood insurance because they are so close to the river.

24.   The council also asked the city attorney and state insurance commissioner to investigate red-lining that prevents churches in some poorer communities from getting fire insurance.

25.   There are additional services, such as booking flights and rental cars, and getting travel insurance.

26.   There is a way to get that insurance with no cash out of pocket, but at a cost of giving up some upside.

27.   Young single males, for example, have a harder time getting car insurance than married middle-age women.

28.   Many said that they would not qualify for public assistance and that pre-existing medical conditions would prevent them from getting private insurance.