21.   Law enforcement official consulted in the report said encryption and other high-tech crime-fighting measures sometimes slow fraudulent activity but often not for long.

22.   She cited fraudulent activities and embezzlement as the most likely source of complaints.

23.   The investigation found no evidence any commissioners personally engaged in fraudulent activities, but said they failed to crackdown on wrongdoing by their subordinates.

24.   The investigation found no evidence any commissioner personally engaged in fraudulent activities, but said they failed to crackdown on wrongdoing by their subordinates.