21.   Had demand not fallen off since last year, he said he doubted that the company would relinquish any leases.

22.   If interest rates have fallen since the purchase and demand is high, you may be able to sell your CD for profit.

23.   In Melbourne, nearly six inches of rain has fallen since last Tuesday.

24.   In much of eastern Montana, Wyoming and Colorado, less than an inch of rain has fallen since last June.

25.   In spite of the export boom, the CBI survey shows that investment plans have fallen since the last survey in October.

26.   Indeed, mortgage rates have been falling since April, boosting demand for applications.

27.   Insurance company stocks tend to rise when rates fall since the value of the bonds in their portfolios increases.

28.   Interest rates have fallen since the end of July, and the Federal Reserve kept the federal funds rate unchanged at its meeting this week.

29.   Interest rates are still high, but have been falling since the beginning of the year.

30.   Interest rates have fallen since the end of July, and the Federal Reserve kept the federal funds rate unchanged at its meeting earlier this week.