21.   Lower rates help stocks by encouraging people to put their money in equities rather than lower-yielding fixed-rate investments.

22.   Sen. John Kerry, the Massachusetts Democrat, has been encouraging people to fly.

23.   Tax cuts can stimulate growth by encouraging people to make purchases or investments they otherwise would not have, but they can also reduce government employment .

24.   The commission found that the current income tax system hobbles industry by encouraging people to spend what they earn, rather than turning it into business capital.

25.   The group, which claims a membership list of hundreds of thousands, has been encouraging people to default on loans.

26.   The organizations providing the refugees with services are encouraging people to leave now.

27.   The officials also said the closing was particularly difficult to understand while Bush was calling for normal activities and encouraging people to travel.

28.   The plan would allow the Serbs to claim Western support in encouraging people to come down from the woods into Milosevic-controlled centers.

29.   This approach would indirectly pay for Internet information by encouraging people to watch advertisements on television, Levien said.

30.   This year, the festival is encouraging people from everywhere to visit.