21.   He cites a government decision this year to deny Medicare coverage for simple blood draws done at home, such as those routinely required by diabetic patients.

22.   He said a plan can deny coverage, for instance, if it proves that payments for that particular disability would bankrupt the health plan.

23.   Her doctors at Duke say Group Health is technically right, but wrong to deny coverage.

24.   He said the industry particularly supported the bill providing for external review of decisions by HMOs denying coverage to patients.

25.   Health plans cite lots of reasons for denying coverage of specific drugs and procedures.

26.   If a student takes time off from school and then comes back, many plans will deny coverage if the student is not in good health.

27.   In addition, insurers have frequently opposed legislation that makes it harder for them to deny health coverage to people based on their health status.

28.   In most places, but not in New York State, Medigap coverage could be denied outright by insurers on medical grounds.

29.   In January, officials at the Texas State Board of Medical Examiners found that by denying coverage the medical director failed to provide proper care.

30.   In turn, insurers could not deny employers coverage because of the condition of their employees.