21.   Investment strategists Tuesday were at loss to predict when the current downturn will end.

22.   It is too early to tell what impact, if any, the current economic downturn will have on the numbers.

23.   Last month may have represented a cyclical job-loss peak for California during the current downturn, experts said.

24.   Not even the most respected fiscal seer of them all, Federal Reserve Chairman Alan Greenspan, anticipated the surprising swiftness of the current economic downturn.

25.   Others say you raised rates too much last year, which in turn, precipitated the current downturn.

26.   Other critics point out that tarnished loans can deteriorate suddenly, particularly under the current economic downturn and market volatility.

27.   Several industries seem immune to the current economic downturn, including health care and pharmaceuticals, education, mortgage banking and security.

28.   Such technology spending, to be sure, has slowed and been stretched out in the current downturn.

29.   Such thinking is in contrast to the more common view that the current downturn will be relatively mild, requiring no more help than Congress is currently considering.

30.   That would be the silver lining to the current downturn, said Michael F. Linenberg, an airline analyst at Merrill Lynch in New York.