21.   Bernard Oliver, former dean of the UMKC School of Education, created the program.

22.   A few years ago, specialty retailer Jos. A. Bank Clothiers created a program whereby it would provide clothing to any NBA coach who wanted to wear it.

23.   A merchandising program was created with Vermont Teddy Bear among the licensees.

24.   ActiveBuddy is now creating similar programs for other clients, including a packaged-goods company that markets to teen-age girls.

25.   Access Health creates computer programs that help doctors and nurses make decision about providing care and provides other information to health-care providers and customers.

26.   ADAM creates programs that essentially are guided tours of the human body.

27.   After a stint in advertising, he switched to a job creating new programs for a channel aimed at teenagers.

28.   But he said the new Java will let hackers create dangerous programs that could infiltrate your computer through the Internet.

29.   But Hubbard said so many employees were at a loss to know what they would do if faced with similar circumstances that Delta decided to create a program.

30.   But one group is creating a program, called Hacktivismo, that would help people get around those blockades and access human rights information and news reports online.