21.   Karevoll noted that the trend runs counter to previous consumer behavior, in which bankruptcies usually declined as financial conditions improved.

22.   Linden was one of the first U.S. economists to examine consumer behavior as a means of divining shifts in the U.S. economy.

23.   Most economists believe that some kind of wealth effect links consumer behavior to stock prices.

24.   Ms. Newman is considered a pioneer in bringing planning, which studies consumer behavior, to America from Britain.

25.   No other health reform so powerfully affects consumer behavior.

26.   Paradoxically, he suggested, impersonal technology, especially large data bases that link products and consumer behavior, allows more efficient management of customer preferences.

27.   Richard Coleman, a professor of marketing at Kansas State University in Manhattan, teaches a class in consumer behavior.

28.   Send.com also will tweak its Web pages to reflect consumer behavior.

29.   Several analysts of consumer behavior agree.

30.   Some CPI components are based on consumer behavior that is terribly outdated.