21.   Lawsuits seeking money to reimburse the current owner for cleanup costs must be filed under state laws, they said.

22.   Of all the groups expressing concerns, the insurance industry, which ends up paying a lot of the cleanup costs, is most likely to get its way.

23.   Now, Congress is moving to exempt small contributors of waste and refuse to Superfund sites from claims for cleanup costs.

24.   Once the wastes are shipped to the desert dump, the public would be responsible for cleanup costs estimated in the hundreds of millions of dollars.

25.   Other Massachusetts communities facing prohibitive cleanup costs such as Salem and Gloucester may apply for the remainder of the grant money.

26.   Sensing a new business in the making, several insurance companies have created divisions offering policies that protect developers of polluted real estate against unforeseen cleanup costs or lawsuits.

27.   Shipping firms often avoid admitting the mishaps, fearing they may be billed for cleanup costs, experts say.

28.   So were cleanup costs.

29.   Stevens specifically singled out environmental laws, saying the decision appeared to make states immune from lawsuits for cleanup costs if state agencies were guilty of pollution.

30.   The administration did retain more stringent financial guarantees required for cleanup costs in case firms go out of business.