21.   Investors typically demand higher yields on utility bonds even though they carry insurance, because of concern about what deregulation will mean for the public power industry.

22.   Is the solution as easy as addressing the technical aspect of the problem and requiring that all farmers carry crop insurance at their own expense?

23.   Licensed movers are required to carry adequate insurance and must adhere to state-mandated price guidelines.

24.   Lenders usually require that a home carry insurance before they sign off on a mortgage.

25.   Miller said it is appropriate for a client to ask an attorney where he or she went to law school and whether she or he carries malpractice insurance.

26.   Minorities and low-income residents are more likely to be hurt by a lender requirement that condominium buyers carry earthquake insurance, according to a California Association of Realtors survey.

27.   New federal laws that allow people to carry their insurance from job to job do not help young adults who never had access to health insurance, Klein said.

28.   Nor can it insist that they carry enough insurance to cover the costs of any accident they might cause, or for that matter any insurance at all.

29.   Neither carried malpractice insurance.

30.   Or carry liability insurance in case of accidental shootings.