21.   It will set up World Wide Web sites for them, answer phones in their name and turn bill collectors loose on their deadbeat customers.

22.   Joann Pharr, a Scottsdale bill collector, said the Brady gun-control law pushed her over the edge.

23.   Kennon, meanwhile, has taken a job as a bill collector to pay her own bills.

24.   Last offseason, the bill collector came calling.

25.   LeJune and other attorneys who specialize in collections say debtors routinely try to hide their assets, leaving bill collectors with two options.

26.   Like a bill collector, Davenport has traveled up and down her native state this past month, settling old and imagined debts.

27.   Ms. Yontz is not a bill collector.

28.   Ms. Yontz, though, is not a bill collector.

29.   Neither tragedy, patriotism nor undeserved hardship keep the bill collectors at bay.

30.   Now the bill collector has arrived.