21.   But they almost certainly would have demanded a promise from the owners to make a payment to the benefit plan once they played the game.

22.   Clinton will also propose a new defined benefit plan that small businesses could offer their employees.

23.   Companies also argue that allowing pension plans to serve as potential nest eggs for hard times will encourage the survival of defined benefit plans.

24.   Defined benefit plans are financed entirely by the employer, and benefits arebased on final pay and years of service.

25.   Employees can use the money for any health service, including those not covered under typical benefits plans.

26.   Enron also offered two other retirement plans, a more traditional, defined benefits pension plan and an employee stock ownership plan.

27.   Employers and other health-plan purchasers would have to buy an optional supplemental benefit plan if they want Kaiser to provide the coverage anyway.

28.   Employment law experts also advise them to review the eligibility rules for their benefit plans.

29.   Federal benefit plans often become the standard for many large private-sector companies.

30.   Federal regulations require that companies offering traditional, defined benefit plans invest those funds in a diversified portfolio.