21.   For most people, sticking to a resolution is about as likely as balancing their checkbook every month.

22.   For one thing, it manages to make economics absorbing, at times even riveting, and generally easy to understand even if you have trouble balancing your checkbook.

23.   Having just balanced the checkbook for this past Christmas, I must confess that, according to the bottom line, I love two sons more than the third.

24.   He balances checkbooks.

25.   He had never tangled with an ATM or balanced a checkbook.

26.   Home finance programs such as Quicken that balance checkbooks and keep track of credit card debt are found on a lot of home PCs these days.

27.   I also know agents who teach their clients to balance checkbooks, avoid the pitfalls, invest conservatively.

28.   I can balance my checkbook.

29.   I have problems balancing my checkbook.

30.   In those days, high-school students learned to budget and to balance a checkbook in required home economics classes.