21.   Conner notes that some insurers have begun selling annuities that allow account holders to withdraw all their funds even after the periodic payments have begun.

22.   First, the prospective account holder must purchase a high-deductible health insurance plan.

23.   He denied that Nomura guaranteed returns to VIP account holders.

24.   However, the primary account holder, typically a parent, is the only one who can subscribe to news groups.

25.   If a younger person is named as beneficiary, minimum distributions can be stretched out by using the combined life expectancies of the account holder and the beneficiary.

26.   In a bid to attract more account holders, plans to widen services are in the works.

27.   If the money outlives the account holder, the heirs generally have many years to take distributions from the account.

28.   In addition, Indian account holders generally find it impossible to check on the value of their holdings.

29.   In the case of divorce and remarriage, however, this advantage may become a disadvantage for the account holder.

30.   Issuers, who have the right to change rates, in some cases have notified all account holders of the increased monitoring.