21.   Internet users can pay bills, transfer money between checking and savings accounts or look up their account balance.

22.   Most investors asked about account balances, spokesman Matthew Keenan said, and did not sell.

23.   Moreover, until Citigroup changed its policy following a report in The Times on Monday, the machines did not provide account balances.

24.   Most two-way systems will offer home banking, which will let you look at account balances or even transfer money from checking to savings.

25.   Now, the customer can use the certificates against a credit-card account balance.

26.   Pop up the antenna on your Palm VII, log in to AccountMinder and your account balances are in the palm of your hand.

27.   Seventy percent of callers got their account balances and shifted funds without ever talking to human voice.

28.   Shareholders can check their account balances and account histories, transfer funds and make additional investments.

29.   Some employers provide a toll-free number offering daily account balances.

30.   Starting in the third quarter, customers will be able to obtain daily account balances and price quotes for stocks and mutual funds in the plan.