11.   As yields fall, more companies are inclined to borrow, generating greater fees for banks.

12.   As yields fall, prices of bonds rise.

13.   At the same time bond yields have fallen to all-time lows, benefiting bank and utility issues which compete with bonds because of their dividend-rich returns.

14.   At the time, bond yields were falling.

15.   Bank issues rose as bond yields fell.

16.   Bank shares rose even as bond yields fell.

17.   Banks do better when bond yields are falling because their profit margins improve.

18.   Banks and other interest-sensitive issues paced the advance as bond yields fell.

19.   Banks typically rise when yields fall because they offer a steady stream of dividend payments.

20.   Bank issues rose as bond yields fell and bank interest rates advanced.