11.   Hayes showed up four days into the training camp after pleading guilty to a misdemeanor charge of writing checks with insufficient funds.

12.   He recommends using software for everything from maintaining calendars to writing checks.

13.   In recent months, Visa, MasterCard and banks have heavily advertised debit cards in TV commercials, promoting them mainly as an easy replacement for writing checks.

14.   Personal finance is more than writing checks.

15.   She is charged with writing bad checks, and he with using a false identity.

16.   Steve says fixing the public schools will take more than writing laws or writing checks.

17.   Sons of Norway officials also have discovered that Calozza talked several clients into writing checks to him for insurance premiums, then used the money himself.

18.   The VCs seem to be taking their time in writing checks.

19.   USC recruit Windrell Hayes is expected to attend practice today after pleading guilty Wednesday in Stockton to writing bad checks.

20.   USC football recruit Windrell Hayes will not report for training camp Wednesday because he continues to face three felony charges for writing bad checks for merchandise.