11.   Critics often accused Hersant of using easy credit from what was at the time a state-owned French banking system for his acquisitions.

12.   Do not use store credit or discount cards.

13.   Dodson used the credits to buy services for Parnassus Investments rather than Parnassus Fund, the SEC said.

14.   For example, it searched for prospects based on models of how much credit people had used in the past and what kind of credit cards they carried.

15.   Gumtech said it will use the credits to promote its new Cigarrest line of smoking cessation gum, endorsed by Morton Downey Jr.

16.   He said lower interest rates tend to boost sales because about half of RV buyers use credit to finance their purchases.

17.   Honda still can use the credits for three years to offset less-efficient cars in its fleet, but the tax would kick in after that.

18.   Home insurance companies have made similar assumptions and are using credit scoring to extend policy offers and set premiums.

19.   If you bought an appliance using credit, you may have purchased insurance you never knew you bought.

20.   It could use tax credits to offset the impact of payroll taxes, which hit poor families proportionately harder than wealthy families.