11.   He said some agency reports may underestimate the cost.

12.   Hughes officials have declined to release exact costs, but the company underestimated costs of the final missiles.

13.   Insurance companies were eager to offer inexpensive policies as a way to build their business in this new market, and they significantly underestimated their costs.

14.   It is conceivable that the current figures are exaggerated because the replacement costs are underestimated.

15.   It says the conclusion was altered because the draft underestimated the cost of treating spent fuel before it was stored.

16.   It continues to work on fixing large-scale computer problems, which helped lead to its operational chaos and caused the company to seriously underestimate the cost of delivering care.

17.   Lusterman and others do not underestimate the cost of staying in an unrewarding marriage.

18.   Owners underestimate the costs of restoring their buildings, including rewiring and updating to meet zoning codes.

19.   She also said Bradley had probably underestimated the cost of his plan.

20.   Some departments have not allotted nearly enough for pension obligations, while others have greatly underestimated the costs of environmental cleanups.