11.   Towers said that, to the best of his knowledge, some smaller independent companies had made requests for low-cost government loans.

12.   Towers said Gwynn will be in right field every day, unless he says otherwise.

13.   Towers said he expects Smith to be back before the regular season begins.

14.   Towers said the Padres began talking about an extension when they acquired Kotsay.

15.   Towers said the Padres will leave it up to Gwynn whether he wants to talk to them now or wait until after he speaks with other teams.

16.   Towers said Martin also needs to face the media.

17.   Tower said the Padres finally were able to complete the deal when the Yankees finally included Rivera.

18.   Towers also said Gwynn and agent John Boggs indicated they had a couple of late offers from other teams.

19.   Towers said Clement will take further tests Wednesday morning at Scripps Clinic in San Diego.

20.   Towers said the toughest part of recovery is still ahead for Smith.