11.   The telephone company originating a call bills the customer and then pays the carrier that completes the call an amount known as the settlement rate.

12.   There are so many newcomers, and drifters passing through, that the telephone company issues new directories twice a year.

13.   The takeover makes the biggest U.S. long-distance telephone company also its largest cable television provider.

14.   They include agribusiness giant Archer Daniels Midland Co., long-distance telephone company Excel Communications Inc. and coffin manufacturer Hillenbrand Industries.

15.   The telephone company GUATEL, a monopoly but for cellular service, is the only one of the three businesses currently in the black.