11.   In old age children provide the only security that exists in countries with no state pension or social security.

12.   In order to get a state pension, you must satisfy certain conditions.

13.   Inflation has been whittling away the value of state pensions for the last fifteen years.

14.   Inpart this reflects increasing expenditure on state pensions as more and more people live to a ripe old age.

15.   Many people are exercising their right to leave the state pension plan.

16.   Many women have to depend on their husbands for their state pension.

17.   Partly as a result of all these changes, the government has announced its intention to equalise the State pension age.

18.   Successive governments, however, have made it clear that any alteration of the state pension ages is unlikely.

19.   The government is carrying out a review of state pension provision.

20.   The government is to review the state pension age, but there is no one solution that is obviously favoured.