11.   A bit embarrassed, but also a bit proud, she said she never took a sick day.

12.   A more standard productivity change would have been getting the unions to agree to work longer days, or give up a holiday or a sick day.

13.   A sick day should not become a fun day, lest students get in the habit of skipping school.

14.   Abuse your sick days.

15.   Accommodations are also made for work time missed because of doctor appointments or frequent sick days.

16.   After that, limited paid sick days based on number of years.

17.   But for workers who routinely used all their sick days, rightly or wrongly, there may be less time off.

18.   But the economics of smoking looks different to the employer, who loses valuable employees to death or disability and bears the costs of sick days and smoking breaks.

19.   Cooper Health System in Camden, N.J., has a plan that combines vacation, holidays and six sick days a year.

20.   Employers also seem to benefit financially, because they often allot fewer sick days to the PTO banks than they had previously offered separately.