11.   Although half of the black churches reported serious financial difficulties, the study did not idenitfy what those specific problems were.

12.   An immunity deal could interfere with subsequent criminal inquiries involving Denise Rich, because prosecutors would face serious legal difficulties using immunized congressional testimony in a trial.

13.   As a result, many concessionaires are facing serious difficulties in paying back their debts.

14.   Bank officials have said that they were optimistic that they would not encounter any serious difficulties.

15.   According to Miller and others, victims of sexual abuse often experience serious difficulties later in life, including drug and alcohol problems and instability in relationships.

16.   All the member states will have serious difficulties.

17.   Both, left untreated, can cause serious reproductive difficulties.

18.   But additional serious difficulties arise when those subject to the death penalty are mentally retarded.

19.   But its practical application poses serious difficulty.