11.   Chicago-based Kolcraft never officially reported the defect before the government stepped in and launched an investigation, federal regulators said.

12.   In some cases, examiners may ask banks or thrifts to sell high loan-to-value loans or to raise more capital, the regulators said.

13.   Two computer companies have agreed to change their policies after consumers were forced to pay hidden charges for Internet access, federal regulators said Tuesday.

14.   In addition, Robert Thomas, former chief executive of JFAM and of JFIM, has had his individual IMRO registration terminated, the regulator said.

15.   In addition, Robert Thomas, former chief executive of Jardine Fleming Asset Management, has had his individual IMRO registration terminated, the regulator said.